Whether you’re a road warrior or a captain of the seas, City FCU can help you finance your next big toy. We offer competitive-rate financing for motorcycles, RVs, campers, boats, jet skis and ATVs. With flexible repayment terms up to 15 years*, you can enjoy the outdoors with affordable payments that fit within your budget. And we offer the same great, low rates on new or used specialty vehicles.
If you already have a specialty vehicle loan with another lender, apply to refinance and move your loan to City FCU. We may be able to offer you a lower rate, lower payments and reduced finance charges! You can continue to make memories in the great outdoors while taking advantage of savings with a City FCU loan.
*Maximum term and loan-to-value varies by credit, collateral and loan amount.
GAP Coverage
Guaranteed Asset Protection, or GAP, is an optional, non-insurance coverage that protects you financially if your specialty vehicle is damaged beyond repair or stolen and never recovered. It is a supplemental benefit that enhances, rather than replaces, your standard comprehensive, collision, or liability coverage. GAP waives the difference between your primary insurance carrier’s settlement and the payoff of your loan.+ In other words, it protects the “gap” between your vehicle’s value and the amount you still owe on your loan. GAP may also cover up to $1,000 of the borrower’s deductible if there is a shortfall after the primary insurance settlement is paid.
Ask your Loan Officer about adding GAP Coverage to your specialty vehicle loan.
+Subject to limitations and exclusions including a maximum loan-to-value limitation which may cap the benefit you receive