Make life easier with a City Federal Home Equity Line of Credit!

Whatever’s on your wish list, come to the City, and we’ll help you do it! With a HELOC (Home Equity Line of Credit), you can get a credit limit and then borrow up to that amount. As you pay your balance down, you can borrow again, like a credit card.

A City Federal CU HELOC ...

    •    Provides flexibility so you can borrow as much or as little as you need.
    •    Makes it easy to access money.
    •    Requires no initial draw.
    •    Features local approvals to speed the process.
    •    Offers a 10-year draw with a 20-year repayment.

Use it for...

    •    Home renovations
    •    Small home projects/repairs
    •    Landscaping
    •    Vacations
    •    Debt consolidation

*APR = Annual Percentage Rate. All loans subject to credit approval. Must be a member of City Federal Credit Union to qualify. HELOC flat APR applies to applications through July 31, 2022 and must be closed and funded by August 30. Example for $100,000 borrowed for 30 years with $699 fess is 6.07% APR have been applied. and The final rate and term are determined individually, based on credit rating. Market conditions may cause the rate to change at any time. 

​

​

​