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Terms and Conditions

I understand the Skip-A-Payment option in no way alters the terms and conditions of my original loan contract as previously disclosed. Interest at the agreed rate will continue to accrue on the unpaid balance of my loan.
Loan payments made by payroll deduction will remain in the account of deposit. I understand that all loans I elect to defer must be in the same month. I understand that the fee is for participating in the plan regardless of whether I elect to skip any payment.

I understand and agree with the above terms, and request that you skip any payment(s), requested in this application, based on the appropriate pay method of payroll deduction, cash payment, automatic transfer, or bank draft.




























 2017 CHRISTMAS SKIP-A-PAYMENT PLEASE READ CAREFULLY!
Terms and Conditions

1.  The Plan has a $25.00 per loan participation fee.
2.  NOT AVAILABLE ON MASTERCARD, DELINQUENT LOANS, LOANS IN BANKRUPTCY OR LINE OF CREDIT LOANS
3.  If you have not returned loan papers to CFCU or completed title work, you may be ineligible for SKIP-A-PAYMENT.
4.  YOU MUST HAVE MADE AT LEAST ONE FULL PAYMENT ON YOUR LOAN AND ALL LOANS INCLUDING MASTERCARD MUST BE CURRENT.
5.  Your written request to advance a payment must be received 10 days prior to your payment due date.
6.  City FCU reserves the right to deny any SKIP-A-Payment request, including loans involved in bankruptcy.